Ft. Knox, Elizabethtown and Radcliff real estate and homes for sale in Kentucky - The Gudenkauf Team, REALTORS® The Gudenkauf Team REALTORS(r) for Ft. Knox, Elizabethtown and Radcliff, Kentucky real estate - NUMBER1EXPERTS™ The Gudenkauf Team NUMBER1EXPERTS(tm) for Ft. Knox, Elizabethtown and Radcliff, Kentucky real estate

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The Gudenkauf Team, REALTORŪ, real estate agents and broker for Ft. Knox, Elizabethtown and Radcliff Kentucky home listings, property and land for sale - NUMBER1EXPERT(tm)





To search for homes, click on the FIND HOMES tab above! The Gudenkauf Team can meet your every need, call today! 888-470-7089


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Mortgage Prequalification: Ft. Knox, Elizabethtown and Radcliff Kentucky home buying, real estate listings, and homes for sale in Hardin County, KY
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Ft. Knox, Elizabethtown and Radcliff real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Tax Considerations >Tax Reform

Owning a home still offers significant tax benefits. If you are renting, it may be a good time to sit down with a professional real estate agent to see how much you can save each year by owning your own home.

You save in two ways when you purchase a home. Even though most interest deductions have been phased out, home mortgage interest and state and local property taxes can be deducted. The interest on a home equity loan may also be deductible.

Your real estate agent can show you how these savings will apply in your situation. You may be pleasantly surprised when you compare the tax savings you will receive as a result of owning your home, and you will build up equity as your home appreciates in value! Also, first-time buyers will see expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, allowing penalty-free withdrawals to purchase a home in the Taxpayer Relief Act passed in August, 1997. Consult your tax advisor for your particular circumstance.

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Real Estate Trivia
Q 
Who is "Fannie Mae" and why is she a big name in real estate?

A 
"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders.
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The Gudenkauf Team, REALTORŪ, real estate agents and broker for Ft. Knox, Elizabethtown and Radcliff Kentucky home listings, property and land for sale - NUMBER1EXPERT(tm)

The Gudenkauf Team
RE/MAX Advantage +

705 N. Dixie Highway
888-470-7089
270-351-2230
270-352-8055
Fax: 270-351-6535
Email: gudenkaufteam@NUMBER1EXPERT.com

Erika, Gene, and Mike are a dynamic real estate team, servicing the Hardin County, Meade County and Central Kentucky communities. They specialize in single family residential sales, new construction and relocation. The Gudenkauf Team's dedication to their clients, attention to detail, professionalism, and strong moral character have earned them a reputation for competency, honesty and integrity. Both Erika & Gene have earned the 100% awards from RE/MAX International. They are also corporate members of AUSA. If you are looking to purchase or sell real estate in the Central Kentucky area, be sure to call the experts. Call "The Gudenkauf Team" at (270) 351-2230 or (888) 470-7089.

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